You want to rebuild your smile with dental implants, but you know they are considered more expensive than other tooth replacement solutions. Instead of assuming the financial obligation is too much for your wallet, you might consider how you can use your dental insurance benefits to save. Keep reading to discover the most effective way to lower your out-of-pocket costs so that you can enjoy a beautiful, new smile before the end of the year.
Does Dental Insurance Cover Dental Implants?
Dental insurance companies are slowly coming around to the idea of providing greater coverage for dental implants; however, most are not quite there. Unfortunately, this reality keeps many patients from even considering these prosthetics to improve their smile.
What is important for you to remember, though, is that while some companies will not pay for the placement of your dental implants, they may cover other aspects of treatment. These can include:
- Any pre-implant services, such as gum disease treatment, tooth extraction, or bone grafting
- The initial consultation that is required before moving forward with any kind of tooth replacement
- A custom restoration that is needed to complete the dental implant process
Why Use Dental Insurance Benefits to Help Pay for Dental Implants?
There are a few reasons why you will want to use your available benefits when preparing to receive dental implants:
- Dental insurance benefits are typically only good for one year, so any available funds you have should be used before they expire, as they will not roll over into the following year.
- Using these benefits can reduce your out-of-pocket costs on other aspects of treatment, allowing you to put back more when it comes to paying for the placement of your implants.
- When choosing an in-network dentist, you can expect to save even more because of the contractual agreement between the oral healthcare professional and the insurance company.
- If you have already met your deductible, your insurance will pay more for the different services you need if you move forward with treatment in the same year. If you wait, you’ll be required to meet your deductible again before being able to use your available benefits.
Don’t discount the kind of smile savings you can expect when using your dental insurance to help cover some of your dental implant expenses. It’s worth reviewing your policy or allowing a trusted team member to work on your behalf so that you get the most out of your benefits from start to finish.
About the Author
Dr. Diana Vazquez received her dental degree from the Baylor College of Dentistry and remains an avid learner, regularly attending and completing continuing education courses to hone her skills and expand her professional knowledge about other areas of dentistry. She and Dr. Jose Aldana lead the team at Soleil Dental and provide patients with premium tooth replacement solutions, one of which is dental implants. If you want to use your dental insurance to help pay for this type of treatment but don’t know where to start, visit our website or call (214) 304-2112 to find out more.